지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 연구보고서
- 저자정보
- 발행연도
- 2013.1
- 수록면
- 1 - 206 (206page)
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초록· 키워드
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This study aims to develop and adapt support methods for improving financial condition and improvement measurement for the better communicative ability on the part of financial ousiders in Seoul.
After the financial rescue program in 2008 from America, the household economy in Korea collapsed due to restructuring of financial institutions and the financial retrenchment of the government. The government started to support the financially-isolated class from 2009, with the policies of activating financial programs for the ordinary people, but vain. Since the contents of the policies had been limited to stimulating financial institutions for ordinary people, no visible progress was noticed. Government announced “Measures for the activation of low income and low credit household finance and against the damage from the private loan” in 2008, and the action plans in 2009, which made some noticeable progress. This is when the spontaneous private organizations like the social solidarity bank were formed. Especially, the monetary supports for the financially isolated class were executed through “the prolonged loan”, “sun shine loan”, “miso finance loan”, “new hope spore loan” and etc. from government and public institutions. However, financial institutions for ordinary people such as savings banks, capital companies, mutual financial institutions and etc. haven’t participated in the program actively, and the supports from government and public institutions haven’t been coordinated properly, which results in inefficient supports and management.
To support the low-income and low-credit class more effectively, alternative financial program such as ‘sun-shine loan’, ‘miso finance’, ‘micro-credit’ and etc. need to be vitalized. To do this, one-stop consulting and supports for the financial isolated class must become feasible by organizing a united managerial body. To make the financially isolated class equip vitality on its own, than to throw indiscreet financial aids.
After the financial rescue program in 2008 from America, the household economy in Korea collapsed due to restructuring of financial institutions and the financial retrenchment of the government. The government started to support the financially-isolated class from 2009, with the policies of activating financial programs for the ordinary people, but vain. Since the contents of the policies had been limited to stimulating financial institutions for ordinary people, no visible progress was noticed. Government announced “Measures for the activation of low income and low credit household finance and against the damage from the private loan” in 2008, and the action plans in 2009, which made some noticeable progress. This is when the spontaneous private organizations like the social solidarity bank were formed. Especially, the monetary supports for the financially isolated class were executed through “the prolonged loan”, “sun shine loan”, “miso finance loan”, “new hope spore loan” and etc. from government and public institutions. However, financial institutions for ordinary people such as savings banks, capital companies, mutual financial institutions and etc. haven’t participated in the program actively, and the supports from government and public institutions haven’t been coordinated properly, which results in inefficient supports and management.
To support the low-income and low-credit class more effectively, alternative financial program such as ‘sun-shine loan’, ‘miso finance’, ‘micro-credit’ and etc. need to be vitalized. To do this, one-stop consulting and supports for the financial isolated class must become feasible by organizing a united managerial body. To make the financially isolated class equip vitality on its own, than to throw indiscreet financial aids.
목차
[표지]
[표제지]
[목차]
표목차
그림목차
[제1장 서론]
제1절 연구 배경 및 목적
제2절 연구의 내용 및 방법
[제2장 서민금융의 실태와 평가]
제1절 서민금융의 개념 및 선행연구
제2절 우리나라 서민금융제도의 현황
제3절 서민금융의 실태 및 평가
제4절 해외 서민금융제도의 사례와 시사점
[제3장 저소득 금융소외계층의 실태 분석]
제1절 실증 조사분석 개요
제2절 조사 대상 일반현황
제3절 서울시 금융소외계층의 사금융 이용실태
제4절 서울시 금융소외계층의 서민금융 이용실태
제5절 금융소외계층의 서민금융 니즈 분석
제6절 금융소외계층의 부문별 특화 분석
제7절 소결
[제4장 저소득 금융소외계층을 위한 공공지원정책 방안]
제1절 재정적 공공지원정책 방안
제2절 조직적 공공지원정책 방안
제3절 운영적 공공지원정책 방안
[제5장 결론 및 정책제언]
[참고문헌]
[부록]
[영문요약 (Abstract)]
Table of Contents
[요약 및 정책건의]
1. 연구의 개요
2. 서민금융의 실태와 평가
3. 저소득 금융소외계층의 실태분석
4. 저소득 금융소외계층을 위한 공공지원정책방안
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UCI(KEPA) : I410-ECN-0101-2015-350-001097065