인문학
사회과학
자연과학
공학
의약학
농수해양학
예술체육학
복합학
DBpia AI
AI 에이전트
AI 아이디어
AI 리더
AI 뷰어
Citeasy
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개인구독
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지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록·키워드
The purpose of this study is to analyze the growth indices of Korean banks before(1994-1997)and after(1998-2001) the IMF supervision system. The changed ratio of the growth indices(deposits, loans, total assets, number of branches, total capital, and net profits for 7 years(1994-2001) are empirically measured and compared between two periods. And to measure the trend change before and after the IMF supervision system, the results of t-test were shown. The main empirical results are as follows. First, the changed ratio of deposits, loans, total assets, and branches of city banks and regional banks records minus sign, and those of total capital and net profit show plus sign. Second, Hana Bank, Shinhan Bank, and Jeonbuk Bank have shown the steady and sound growth. Third, the effect of compulsory bank M&As by Korean government on June 1998 has shown the positive effects in terms of net profits and total capital indices. Fourth, the results of 6 hypotheses for ratio change analysis were rejected. Fifth, when we measure t-test, the significant differences were shown before and after the IMF supervision system as follows: all banks(deposits, loans, total assets, and branch), the nationwide banks(deposits), local banks(deposits, loans, total assets, and branch), non-merger banks(deposits, loans, total assets, and branch). The important policy implication of this study is that Financial Supervisory Service should ask individual bank to adopt the growth indices for building up their competition power. Individual bank should follow the growth strategy of the good quality banks for improving their growth rate.
본문·목차
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오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
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UCI(KEPA) : I410-ECN-0101-2013-323-000506279
