인문학
사회과학
자연과학
공학
의약학
농수해양학
예술체육학
복합학
개인구독
소속 기관이 없으신 경우, 개인 정기구독을 하시면 저렴하게
논문을 무제한 열람 이용할 수 있어요.
지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록·키워드
Based on a comparative analysis of the life insurance markets in mainland China, Taiwan, and Hong Kong, this article explores the interplay between local culture, the state, and economic actors’ agency in shaping the characteristics of local markets. I ask why life insurance market in Hong Kong takes a trajectory different from that in China and Taiwan though the life insurance industry faced cultural resistance in all three Chinese societies. Available data suggests that with a strong state, both mainland Chinese and Taiwanese governments heavily protected domestic life insurance firms. These firms accommodated to local cultural resistance by re-defining the concept of life insurance to cater for local preferences. Life insurance was presented as savings to the mainland Chinese and Taiwanese populations, resulting in money management markets. The colonial Hong Kong government, on the other hand, adopted a laissez faire policy that essentially favored foreign insurers who attempted to lift the local cultural taboo in order to create a risk management market. My argument is that state policies mediate who the dominant players are in the field which, in turn, affects the extent of localization of a particular market. The Hong Kong market was localized to a lesser extent due to the absence of competitive domestic players. However, this characteristic resulted in a smaller market in Hong Kong, due to insurers’ reluctance to compromise to culturally constituted local preferences.
본문·목차
인공지능 문자 인식 모델을 통해 추출된 텍스트로, 일부 오타나 오류가 포함될 수 있으나 지속적으로 개선 중입니다.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
최근 본 자료 전체보기
UCI(KEPA) : I410-ECN-0101-2018-309-001811986