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학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
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논문 기본 정보
- 자료유형
- 연구보고서
- 저자정보
- 발행연도
- 2009.12
- 수록면
- 1 - 132 (132page)
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초록· 키워드
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Seoul Metropolitan Government has been operating the monthly rent aid and the lease deposit loan program through the housing assistance account of social welfare fund from 2002, and has been conducting S-Habitat project from 2009. This study aims to improve the operation of housing welfare program through an analysis of the actual housing condition of low-income households and the operation and delivery system of Seoul-type housing welfare program.
The results of examining the status quo of the Seoul-type housing welfare program indicate that there are several problems as follows: First, the beneficiaries of the monthly rent aid may overlap with those of housing voucher, which is planned to be introduced by national government. In addition, the monthly rent aid is not equally distributed in proportion to the size of households, thus the problem of inequality among beneficiaries might be happened. Second, the lease deposit loan is provided to public housing renters, thus, the problem of double benefit and equity with private housing renters has been raised. Third, S-Habitat project has implemented by change of wallpaper, linoleum, and removable furniture rather than supplementation of function of the houses or improvement of energy efficiency.
The results of survey for 282 beneficiaries of Seoul-type housing welfare program and 215 general low-income renters suggest policy implications like the ones below: First, it is needed to expand the rent aid program for the low-income households. Second, it is necessary that the beneficiaries of the monthly rent aid program may not overlap with those of housing voucher, which is planned to be introduced by national government. Third, it is needed to expand the target of the lease deposit loan program to private housing renters. Fourth, S-Habitat project should mainly be implemented not only by improvement of the function of houses that low-income households live in, but also by some projects such as insulation and improvement of windows and doors, which might be effective to decrease the consumption of fossil fuel and the emission of CO2. Fifth, it is required to reinforce public relations exercise of Seoul-type housing welfare program, and to improve the program’s effectiveness by finding and supporting the households that need housing welfare.
In the long term, the Seoul-type housing welfare program needs to be improved as follows: The monthly rent aid program needs to expand the target of the program to the households that their certificated amount of income is below 150% of the minimum cost of living. However, the people who receive a residential salary or a housing voucher according to the National Basic Living Security Act have to be excluded from the beneficiaries. The amount of the monthly rent aid has to be distributed equally according to the size of households, and to be increased by 53 thousands won for 1-2 person households, 84 thousands won for 3-4 person households, and 115 thousands won for over 5 person households on the basis of the criteria of 20% RIR.
In the case of the lease deposit loan program, it is required to reduce the amount of loan for public housing renters, and to increase loans for low-income households among the private housing renters. The amount of loan is better to be 50% of the standard lease deposit for public housing renters and one third of deposit for guaranteed monthly renters.
S-Habitat projects need to be implemented for socially vulnerable classes and households below the minimum living standard among the low-income households. The housing renovation should be conducted in the aspects of the stock management and house function reinforcement in terms of housing policy and the improvement of efficiency in terms of energy policy. For this, the cost of project per household should be fixed at least 1.7 million won.
In addition, it is needed to establish a strategic fit housing welfare service delivery system through a strategic collaboration. In the short term, it is better to combine delivery systems of the monthly rent aid and the lease deposit loan program, and to reorganize S-Habitat as a system mainly focused on the non-profit organizations. In the long term, it is needed to combine those programs with local welfare service delivery systems. All social welfare service including housing welfare service should be delivered through the network that is composed of a variety of organizations from consumer searching to final delivery step.
The results of examining the status quo of the Seoul-type housing welfare program indicate that there are several problems as follows: First, the beneficiaries of the monthly rent aid may overlap with those of housing voucher, which is planned to be introduced by national government. In addition, the monthly rent aid is not equally distributed in proportion to the size of households, thus the problem of inequality among beneficiaries might be happened. Second, the lease deposit loan is provided to public housing renters, thus, the problem of double benefit and equity with private housing renters has been raised. Third, S-Habitat project has implemented by change of wallpaper, linoleum, and removable furniture rather than supplementation of function of the houses or improvement of energy efficiency.
The results of survey for 282 beneficiaries of Seoul-type housing welfare program and 215 general low-income renters suggest policy implications like the ones below: First, it is needed to expand the rent aid program for the low-income households. Second, it is necessary that the beneficiaries of the monthly rent aid program may not overlap with those of housing voucher, which is planned to be introduced by national government. Third, it is needed to expand the target of the lease deposit loan program to private housing renters. Fourth, S-Habitat project should mainly be implemented not only by improvement of the function of houses that low-income households live in, but also by some projects such as insulation and improvement of windows and doors, which might be effective to decrease the consumption of fossil fuel and the emission of CO2. Fifth, it is required to reinforce public relations exercise of Seoul-type housing welfare program, and to improve the program’s effectiveness by finding and supporting the households that need housing welfare.
In the long term, the Seoul-type housing welfare program needs to be improved as follows: The monthly rent aid program needs to expand the target of the program to the households that their certificated amount of income is below 150% of the minimum cost of living. However, the people who receive a residential salary or a housing voucher according to the National Basic Living Security Act have to be excluded from the beneficiaries. The amount of the monthly rent aid has to be distributed equally according to the size of households, and to be increased by 53 thousands won for 1-2 person households, 84 thousands won for 3-4 person households, and 115 thousands won for over 5 person households on the basis of the criteria of 20% RIR.
In the case of the lease deposit loan program, it is required to reduce the amount of loan for public housing renters, and to increase loans for low-income households among the private housing renters. The amount of loan is better to be 50% of the standard lease deposit for public housing renters and one third of deposit for guaranteed monthly renters.
S-Habitat projects need to be implemented for socially vulnerable classes and households below the minimum living standard among the low-income households. The housing renovation should be conducted in the aspects of the stock management and house function reinforcement in terms of housing policy and the improvement of efficiency in terms of energy policy. For this, the cost of project per household should be fixed at least 1.7 million won.
In addition, it is needed to establish a strategic fit housing welfare service delivery system through a strategic collaboration. In the short term, it is better to combine delivery systems of the monthly rent aid and the lease deposit loan program, and to reorganize S-Habitat as a system mainly focused on the non-profit organizations. In the long term, it is needed to combine those programs with local welfare service delivery systems. All social welfare service including housing welfare service should be delivered through the network that is composed of a variety of organizations from consumer searching to final delivery step.
목차
[표지]
[요약 및 정책건의]
[목차]
표목차
그림목차
[제1장 서론]
1. 연구배경 및 목적
2. 연구체계 및 방법
[제2장 서울형 주거복지 프로그램의 현황 및 문제점]
1. 주거비지원 프로그램의 현황 및 문제점
2. 서울형 집수리(S-Habitat)사업의 현황 및 문제점
3. 사회복지기금의 ‘주거지원계정’ 현황
[제3장 저소득 임차가구의 주거실태 분석]
1. 조사체계
2. 사회·경제적 특성
3. 주거현황 및 임대료 부담
4. 서울형 주거복지 프로그램 및 희망정책
5. 요약 및 정책적 시사점
[제4장 서울형 주거복지 프로그램 운영 개선]
1. 주거비지원 프로그램의 개선방안
2. 서울형 집수리(S-Habitat)사업의 개선방안
3. 서울형 주거복지 프로그램 수요 및 소요예산 추정
[제5장 주거복지서비스 전달체계 개편]
1. 복지서비스 전달체계의 정의와 이론적 배경
2. 주거복지서비스 전달체계의 개편방안
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