인문학
사회과학
자연과학
공학
의약학
농수해양학
예술체육학
복합학
DBpia AI
AI 에이전트
AI 아이디어
AI 리더
AI 뷰어
Citeasy
크롬 서지관리 다운로드
지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록·키워드
The Financial Services Commission(FSC) had approved two consortiums, led by Kakao Corp., a leading mobile messaging app operator, and KT Corp., the nation’s No. 2 telecommunications company, to launch web-based banking services. The two banks, which will have no brick-and-mortar offices, will begin providing most of the financial services provided by existing banks but without face-to-face contact, probably in the first half of 2016.
Banking laws currently ban non-financial companies from owning more than 4 per cent of banks to prevent conglomerates from using banks as their own coffers. But the government plans to relax the rules to allow IT companies to own up to 50 per cent of internet-only banks.
However, financial regulators have voiced concern over participation in the banking sector by big industrial groups.
The plan for Korea’s internet-only banks is generally in line with the existing regulatory structure under the existing Banking Act, however, amendments are currently pending at the National Assembly aiming to introduce ICT company-led internet-only banks by allowing non-financial companies to own up to 50 percent of internet-only banks.
There are still some legal issues to be in advance solved for the sound and new banking system with internet-only banks. In particular, this paper reviews some legal perspectives for introduction of the internet-only bank system in Korea, such as bank entry conditions, bank minimum capital, commercial bank ownership by companies mainly engaged in non financial activities, non face-to-face real name verification, etc.
However, the most important thing is creation of employment. Therefore, it is important that the internet-only banks create an environment which can generate a job creation effect.
Banking laws currently ban non-financial companies from owning more than 4 per cent of banks to prevent conglomerates from using banks as their own coffers. But the government plans to relax the rules to allow IT companies to own up to 50 per cent of internet-only banks.
However, financial regulators have voiced concern over participation in the banking sector by big industrial groups.
The plan for Korea’s internet-only banks is generally in line with the existing regulatory structure under the existing Banking Act, however, amendments are currently pending at the National Assembly aiming to introduce ICT company-led internet-only banks by allowing non-financial companies to own up to 50 percent of internet-only banks.
There are still some legal issues to be in advance solved for the sound and new banking system with internet-only banks. In particular, this paper reviews some legal perspectives for introduction of the internet-only bank system in Korea, such as bank entry conditions, bank minimum capital, commercial bank ownership by companies mainly engaged in non financial activities, non face-to-face real name verification, etc.
However, the most important thing is creation of employment. Therefore, it is important that the internet-only banks create an environment which can generate a job creation effect.
본문·목차
인공지능 문자 인식 모델을 통해 추출된 텍스트로, 일부 오타나 오류가 포함될 수 있으나 지속적으로 개선 중입니다.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
최근 본 자료 전체보기
UCI(KEPA) : I410-ECN-0101-2017-360-001378374
