지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2017.12
- 수록면
- 93 - 111 (19page)
- DOI
- 10.7466/JKHMA.2017.35.4.93
이용수
이 논문의 연구 히스토리 (2)
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초록· 키워드
오류제보하기
The purpose of the study is to examine how the household financial status of single person households differs from multi person households and differs with age groups. 1,711 single person households and 7,240 multi person households were analyzed using the "2015 Household Financial and Welfare Survey" data.
The results of the study were as follows. First, for single households, 63.9% were female, and 50.2% were old age households. And 45.9% of them were unemployed. Second, single person households had a bigger portion of transfer income than multi person households. Single person households had a bigger portion of expenditures for necessities like food, health care and housing than other. Household income for multi person households was 3.15 times higher than that of single person households and household expenditures were 2.93 times higher. Average consumption propensity was found to be 81.9 for single person households and 60.7 for multi person households. Total assets of multi person households were 3.08 times higher than that of single person households and debts was 4.25 times higher. Third, Household income for old aged households was 1/3 of young aged households. For young aged households, 84.2% was from labor income, while for old aged households, 42.1% and 25.8% were from public and private transfer incomes. Fourth, household expenditure per year for young aged house holds was 19,691 won, which was the most when compared with middle aged and old aged households. Older single house holds tended to spend less than younger single households. Old aged households spent 576 thousand won per month. Household income for young aged households was 3.7 times higher than that of for old aged households, and household expenditure was 3.5 times higher. Food expenditure for the old aged group was half of what the young aged group spent. The old aged group spent more on health care and the young aged group spent more on education, communication and transportation compared to other groups. Fifth, middle aged single households were found to have more assets and debts than other groups. The portion of financial assets was the biggest for the middle aged group and real estate assets was the biggest for old aged single households. Sixth, after other variables were found to be constant, age groups, education and occupation were found as significant variables for household income, expenditure, assets and debts.
The results of the study were as follows. First, for single households, 63.9% were female, and 50.2% were old age households. And 45.9% of them were unemployed. Second, single person households had a bigger portion of transfer income than multi person households. Single person households had a bigger portion of expenditures for necessities like food, health care and housing than other. Household income for multi person households was 3.15 times higher than that of single person households and household expenditures were 2.93 times higher. Average consumption propensity was found to be 81.9 for single person households and 60.7 for multi person households. Total assets of multi person households were 3.08 times higher than that of single person households and debts was 4.25 times higher. Third, Household income for old aged households was 1/3 of young aged households. For young aged households, 84.2% was from labor income, while for old aged households, 42.1% and 25.8% were from public and private transfer incomes. Fourth, household expenditure per year for young aged house holds was 19,691 won, which was the most when compared with middle aged and old aged households. Older single house holds tended to spend less than younger single households. Old aged households spent 576 thousand won per month. Household income for young aged households was 3.7 times higher than that of for old aged households, and household expenditure was 3.5 times higher. Food expenditure for the old aged group was half of what the young aged group spent. The old aged group spent more on health care and the young aged group spent more on education, communication and transportation compared to other groups. Fifth, middle aged single households were found to have more assets and debts than other groups. The portion of financial assets was the biggest for the middle aged group and real estate assets was the biggest for old aged single households. Sixth, after other variables were found to be constant, age groups, education and occupation were found as significant variables for household income, expenditure, assets and debts.
목차
〈Abstract〉
Ⅰ. 서론
Ⅱ. 선행연구의 고찰
Ⅲ. 연구 방법
Ⅳ. 연구 결과
Ⅴ. 요약 및 제언
REFERENCES
참고문헌 (75)
참고문헌 신청
Bahn, J. H. (2012). Socio-economic characteristics and changes of single-person households. Labor Review, 55-67.
Cha, K. W. (2007). Economic Structure of Male One- Person Households -Comparison of Age and Marital Status-. Journal of Korean Management Association, 24(1), 253-269.
Cho, H. C., Lee, C., & Son, J. (2015). Analysis on One- Person-Household’s Financial Portfolio Property. The Journal of Eurasian Studies, 12(4), 45-61.
Choe, H., Lee, H. S., Yang, S. J., & Sung, Y. A. (2003). Development of the Indexes and Guidelines for Evaluating Financial Status of the Household Using Financial Ratios. Journal of Consumer Studies 14(1), 99-121.
Choi, H. C., & Choe, H. C. (2014). A Study on the Consumption Expenditure over the Revised Life Cycle. Financial Planning Review, 7(3), 93-125.
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