인문학
사회과학
자연과학
공학
의약학
농수해양학
예술체육학
복합학
DBpia AI
AI 에이전트
AI 아이디어
AI 리더
AI 뷰어
Citeasy
크롬 서지관리 다운로드
지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
피인용 0
초록·키워드
This study examines the impact of digital transformation on financial inclusion, focusing on the case of mobile money accounts in Senegal. As the world experiences rapid technological advancements, digital financial services have emerged as a key driver of financial inclusion in developing economies. Through the scope of mobile money accounts, this research analyzes the extent to which digitalization has facilitated access to financial services for diverse socioeconomic groups in Senegal. Based on the microeconomic data from the World Bank's Global Findex database, this study investigates the ownership of mobile money accounts across various demographic factors, such as gender, education, and income levels. By employing logistic regression analysis, the findings reveal that Senegal has experienced financial inclusion through mobile money accounts when considering the overall increase in the number of account holders. However, the results show that inequality in financial inclusion exists among different groups, manifesting in distinct patterns across education, income, and gender categories. As digital financial services offer a promising path for broader access to financial accounts, the research highlights the significance of proactive government policies aimed at reducing disparities and ensuring equitable financial inclusion for all socioeconomic segments. Overall, this study contributes to the existing literature on financial inclusion and digital transformation, providing valuable insights for policymakers, financial institutions, and international organizations working towards sustainable and inclusive financial systems in developing countries like Senegal.
본문·목차
인공지능 문자 인식 모델을 통해 추출된 텍스트로, 일부 오타나 오류가 포함될 수 있으나 지속적으로 개선 중입니다.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
오류를 발견하셨다면 해당 부분을 드래그한 후 ' 를 통해 신고해주세요.
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