인문학
사회과학
자연과학
공학
의약학
농수해양학
예술체육학
복합학
DBpia AI
AI 에이전트
AI 아이디어
AI 리더
AI 뷰어
Citeasy
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지원사업
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커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
There is an active discussion in the parliament on introducing CRA(Community Reinvestment Act) to enhance the public function of financial institutions. During the financial restructuring program after the financial crisis in 1997, Koran financial institutions has reformed themselves to gain more earnings and to be more sound than before. However, their public function such as providing loans to small and medium -sized firms and poor people who would otherwise suffer from financial clinch has weakened. To address this issue, lawmakers are now discussing in the parliament to introduce CRA in Korea. The author argues for it in this paper, reviewing other countries' cases.
In addition, the author proposes some ideas which should be considered when CRA is legalized. First of all, the Korean version of CRA should integrate the concept of 'Social Responsible Finance' which is an important issue in terms of a UN-led movement for sustaining development. Second, CRA should clarify the fact that the focus of CRA is to enhance 'local' finance. Third, a community development financial fund should be established. To raise funds for it, pubic funds which mainly constitute deposits to public intitutions by local people could be used. Fourth, CRA should include Microfinance as its object as Mirofinace can be an alternative to the general financial institutions when they fail in providing financial services to poor people.
상세정보 수정요청해당 페이지 내 제목·저자·목차·페이지In addition, the author proposes some ideas which should be considered when CRA is legalized. First of all, the Korean version of CRA should integrate the concept of 'Social Responsible Finance' which is an important issue in terms of a UN-led movement for sustaining development. Second, CRA should clarify the fact that the focus of CRA is to enhance 'local' finance. Third, a community development financial fund should be established. To raise funds for it, pubic funds which mainly constitute deposits to public intitutions by local people could be used. Fourth, CRA should include Microfinance as its object as Mirofinace can be an alternative to the general financial institutions when they fail in providing financial services to poor people.
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목차
- 1. 서론
- 2. 외환위기 이후 금융구조조정의 주요 내용과 문제점
- 3. 금융 공익성 제고의 각국의 사례
- 4. 금융 공익성 제고를 위한 제도화의 기본 방향
- 5. 결론
- 참고문헌
- 〈Abstract〉
참고문헌
참고문헌 신청최근 본 자료
UCI(KEPA) : I410-ECN-0101-2009-305-019541241
