지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
오류제보하기
The paper aims to point out characteristics of insurance business and its monitoring system based on relationships between insurance industry and fair trade law in order to regulate monopoly and oligopoly that hinders free and fair competition instead of fixing on contents of the trade or fairness of means of it, mention general structure of the insurance and fair trade law, explain responsibility for damages in the wake of unfair trade and come up with alternatives to regulations by unfair activity through analysis of complaints that consumers lodged with Financial Supervision Service.
It suggested supervision should be conducted to come up with appropriate prices that help balance supply and demand through reasonable common pricing system by enabling insurers to advance into and exit the market according to risks based on designated insurance premium calculation principles at time of establishment of fair trade supervision regime.
It pointed out enhancement of training and management of life planners with an aim to establish order in attracting customers, inducement of better environment for fair competition through improved underwriting technologies, introduction of measures to counter bancassurance, emphasis of obligations of claim adjusters at times of verification of accidents with regard of payment of insurance money, determination of exemption from responsibility and compensation and calculation of damages.
Watch dog agency should make efforts to advance the domestic market so that it can join ranks with advanced countries by stabilizing market through toughened restriction and strict disciplinary measures against unfair practices and reasonable resolutions that can induce fair competition, strengthening fair trade regulations through coordination of measures by related agencies based on collected opinions of insurance industry and revising provisions of regulations on consumer protection.
Establishment of order of fair competition based on strenuous efforts by three major parties is expected to raise competitive edge of domestic insurance industry and contribute to soundness of financial, and as a result, it is expected to lead the companies to join stabilized finance system and more sophisticated insurance industry with improved insurance market that protect customers.
It suggested supervision should be conducted to come up with appropriate prices that help balance supply and demand through reasonable common pricing system by enabling insurers to advance into and exit the market according to risks based on designated insurance premium calculation principles at time of establishment of fair trade supervision regime.
It pointed out enhancement of training and management of life planners with an aim to establish order in attracting customers, inducement of better environment for fair competition through improved underwriting technologies, introduction of measures to counter bancassurance, emphasis of obligations of claim adjusters at times of verification of accidents with regard of payment of insurance money, determination of exemption from responsibility and compensation and calculation of damages.
Watch dog agency should make efforts to advance the domestic market so that it can join ranks with advanced countries by stabilizing market through toughened restriction and strict disciplinary measures against unfair practices and reasonable resolutions that can induce fair competition, strengthening fair trade regulations through coordination of measures by related agencies based on collected opinions of insurance industry and revising provisions of regulations on consumer protection.
Establishment of order of fair competition based on strenuous efforts by three major parties is expected to raise competitive edge of domestic insurance industry and contribute to soundness of financial, and as a result, it is expected to lead the companies to join stabilized finance system and more sophisticated insurance industry with improved insurance market that protect customers.
목차
Ⅰ. 서론
Ⅱ. 보험업에서 공정거래법의 적용관계
Ⅲ. 보험업중 불공정거래에 관한 구체적 내용
Ⅳ. 보험업의 불공정거래에 관한 개선방안
Ⅴ. 결론
참고문헌
Abstract
참고문헌 (47)
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UCI(KEPA) : I410-ECN-0101-2009-366-014099938