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This paper aims to analyze the situation of the scholarship system in Japan, to grasp the problems and to find out improvement measures. In Japan, scholarships are not given but are equivalent to loans that must be paid back, and the number of young people suffering from the repayment of scholarships has rapidly increased. One out of three Japanese university students receives a scholarship from the Japan Student Services Organization, the national scholarship lending institution. However, in the two types of scholarship offered by the institution, one of them requires the recipients to pay for up to 3% interest. In addition, there is an increasing number of problems that delay the repayment of this type of scholarship. The cause of this delay is considered to be the expansion of income disparity between regular and irregular employments and an increase in unemployment rates of the young generation after the graduation from universities. Based on these facts, this paper analyzes the situation of the Japan Student Services Organization and other scholarship systems, and seeks to improve the current scholarship system. Also, we consider the harmful effects of repayment of scholarships received from the Japan Student Services Organization, and try to analyze the attitude towards the government’s scholarship system.
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