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학제간연구 과학기술학 뇌인지과학 기술정책 기타 복합학

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논문 기본 정보

자료유형
학술저널
저자정보
저널정보
한국경영법률학회 경영법률 경영법률 제19권 제4호
발행연도
2009.1
수록면
297 - 332 (36page)

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초록· 키워드

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Mobile payment is a transaction in which payer orders mobile service provider to transfer fund to designated receiver by using electronic payment means. The transaction is a sort of mobile banking services. There are three mode of mobile payment: IC chip mode, electronic certificate mode, and WAP mode. Payment services provided by mobile service provider are as the followings: (a) network billing service, (b) issuance and management of electronic prepayment means, (c) issuance and management of digital merchandise bond, (d) electronic payment and settlement agency service, or (e) service of subsidiary electronic financial business operator. In the network billing service, mobile service provider who intends to perform the service shall register himself/herself with the Broadcasting and Telecommunication Commission. The Acceleration of the Use of Information Network and the Protection of Information, etc. Act of 2008 does not make a distinction between network integrated imposition service and network billing agency service. I think this is an error in process of legislation of the Act, because network billing agency service is a sort of electronic payment and settlement agency service. In the issuance and management of electronic prepayment means and digital merchandise bond, mobile service provider who intends to perform the service shall register himself/herself with the Financial Services Commission. The rights and duties stipulated in the Electronic Financial Transactions Act of 2008 shall be applied to the provider and users. Additionally, digital merchandise bond is regulated by the terms and conditions of merchandise bond and the law of negotiable instruments. Electronic payment and settlement agency service means any service rendered to transmit or receive payment settlement information in purchasing goods or using service in the electronic form or to execute as proxy or mediate the settlement of prices thereof. Mobile service provider who intends to perform the service shall register himself/herself with the Financial Services Commission. However, a person who performs the service such as the transmission of information only for the electronic processing of electronic payment transactions without direct involvement in the transfer of funds may perform the service without the registering. Service of subsidiary electronic financial business operator is the business of mobile service provider who simply provides payment gateway service and business cooperation. The service is regulated by the provisions of the Electronic Financial Transactions Act of 2008.
#모바일뱅킹 #모바일지급 #모바일지급 서비스 #통신과금 서비스 #전자금융거래법 #mobile banking #mobile payment #mobile payment service #network billing service #the Electronic Financial Transactions Act

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참고문헌 (20)

참고문헌 신청
/ / http://www.internetcd.co.kr/help/igift_on/ongift_define.htm Effros, Robert C / 1996 / Payment Systems of the World / Oceana Publications google schola O'Mahony, D / 2001 / Electronic Payment Systems for E-Commerce, 2nd ed / Artech House google schola Smendinghoff / 1996 / Online Law: The SPA's Legal Guide to Doing Business on the Internet / Addison-Wesley Developers Press google schola Smith, Graham J H / 2002 / Internet Law and Regulation, 3rd ed / Sweet & Maxwell google schola

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